Many people may not realise that there are various differences between store cards and credit cards. In fact, it seems that people think that store cards are often a lot cheaper and easier than credit cards, but that is not always the case. Whilst credit cards can have high interest charges, often store cards are a lot worse and consumers end up paying a lot more back than they should be.
The reason that people are drawn into applying for store cards is the discounts. Most stores have their own card now and they offer discount prices of 20% off their products if you use their card. However, what they do not tell you is that the 20% you are saving off the original price of the clothes is actually made up from fees.
So, whilst credit cards can get you into debt, store cards are usually worse. That means that credit cards are probably a safer choice but it is always worth looking at various different ones before applying. No matter which card you do decide to opt for, both need comparing and you need to rally shop around, compare credit card offers to find the best deals. Do not just opt for the first one that you are offered and ensure that the card will be worth it before you apply.